Are you dreaming of a splurge or two, like a shiny piece of jewelry or a gigantic TV? You’re in good company. More than 50% of U.S. consumers expect to spend extra on themselves in 2021, according to an analysis by McKinsey & Co. And of those looking to treat themselves, about half are planning to spend on discretionary items like apparel, beauty and electronics.

But are you keeping track of all that well-deserved stuff you’re acquiring? How would you replace your belongings if your house burned down or a thief ransacked your apartment? And would you even remember all of the things you’ve gathered over the years?

That’s where a good home inventory comes in. A home inventory can:

  • Speed up your insurance claim because you won’t spend time trying to make an inventory after damage has already been done.
  • Maximize your claim payment because you won’t forget any of your belongings.

It can make your life a lot easier as you begin the process of replacing your stuff.

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