Northwest Arkansas is known for our many lakes and rivers. Boats, jet skis, and other popular watercraft are a great way to enjoy the outdoors and spend time on the water all across NWA. Yet, these vehicles also come with a certain level of risk and potential for accidents. That’s why insurance is so important for any watercraft owner.

First and foremost, boat insurance can provide financial protection in the event of an accident. If a boat or jet ski is involved in a collision, the cost of repairs or replacement can be significant. Without insurance, these costs would have to be covered out of pocket, which can be a financial burden. Additionally, insurance can provide liability coverage in the event that someone is injured or property is damaged as a result of an accident involving the watercraft.

In addition to accidents, boats and jet skis are also at risk of theft and vandalism. Insurance can help to cover the cost of replacement or repairs in these cases as well. It’s also worth noting that some insurance policies may include additional coverage for items like trailers and boating equipment, which can help to protect all of the components of your watercraft.

Another important aspect of boat and jet ski insurance is that it may be required under Arkansas law. Many states have specific laws and regulations regarding watercraft insurance, and failing to comply with these requirements can result in fines or penalties.

Bittle Armstrong Insurance feels watercraft insurance it is an important consideration for any watercraft owner. It can provide financial protection in the event of an accident, theft, or vandalism, and may be required by law. By investing in insurance, watercraft owners can enjoy their time on the water with peace of mind, knowing that they are protected against potential risks. The independent agents at Bittle Armstrong have years of experience helping Northwest Arkansas boat-owners craft the perfect watercraft policy.

Contact us today to chat about it!